Get Started On Your Debt-Free Future Through Chapter 7 Bankruptcy

Debt problems can arise for many reasons. A divorce, an illness, a job loss or a business problem can trigger financial stress that is compounded by the harassment of creditors and their collection agents. Whether you are facing insurmountable credit card debt, foreclosure on your home, repossession of a vehicle, wage garnishment from a creditor or harassing phone calls and debt collection letters, we understand the stress you are experiencing.

Many honest, hardworking individuals try to keep afloat by shuffling their bills, hoping that debt problems will pass. Often, individuals and married couples fear that filing for bankruptcy is throwing in the towel. Many people have misconceptions about bankruptcy relief.

Get The True Facts About Bankruptcy

False information about bankruptcy on the internet often leads people to believe that they will lose everything they own. In reality, bankruptcy is a time-honored process that can help you to conquer your debt problems. For many, bankruptcy is a viable method to obtain relief from oppressive debt, while maintaining dignity.

At Bird, Jacobsen & Stevens in Rochester, Minnesota, we represent clients in Minnesota bankruptcy matters. When you call 507-218-2392 to arrange your confidential, no-pressure consultation, we will review your debt, your household budget, assets and other factors, answer your questions about bankruptcy and explain all of your options for debt relief. Most people begin to feel relief after learning the true facts about what bankruptcy can and cannot do for them, including:

  • Stop creditor phone calls, letters and creditor harassment.
  • Stop wage garnishments and bank seizures based upon a creditor judgment.
  • Put a halt to a foreclosure and possibly provide a mechanism to make up past due payments and save the home.
  • Put a hold on a repossession and potentially save your car.

Every situation is different. If you think bankruptcy is right for you, talk to an experienced bankruptcy attorney.

Representing Consumers In Important Financial Matters

We are a local firm with roots in the community and a genuine desire to serve our clients.

If you need debt relief, we can help you by providing:

  • A customized strategy that helps you improve your financial situation and work toward a prosperous future
  • Representation in a Chapter 7 "liquidation," which can be used to discharge credit card debt, medical bills and other debts
  • Explanation of a bankruptcy judge's automatic stay, which stops creditors and collectors from contacting you
  • An alternative to bankruptcy that can help you accomplish your goals

The good news is that federal bankruptcy law allows individuals and couples to obtain meaningful relief through the courts. Bankruptcy relief is supported by the U.S. Constitution.

Contact Us For A Free Consultation

Call 507-218-2392 or contact us online for a free consultation to discuss your concerns. A lawyer can evaluate your situation and advise you regarding bankruptcy and your options for debt relief.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.