Uninsured And Underinsured Motorist Accident Lawyers Serving Rochester And Bloomington
Being hit by an uninsured or underinsured driver in Minnesota can leave you facing mounting medical bills and lost wages with limited options for recovery. Our Rochester and Bloomington law offices help victims pursue all available compensation after these challenging accidents.
At Bird, Stevens & Borgen, P.C., we bring over three decades of experience fighting for accident victims throughout southern Minnesota. Our attorneys know how to identify every potential source of compensation when you are injured by a driver without adequate insurance coverage.
Minnesota Insurance Requirements
Minnesota maintains strict requirements for automobile insurance coverage to protect drivers and passengers. Our experience with state insurance laws allows us to handle complex claims while protecting our clients’ rights:
- Drivers must carry liability coverage of at least $30,000 per person
- Property damage minimum coverage of $10,000
- Personal injury protection of $40,000 per accident
- Uninsured and underinsured coverage minimums of $25,000
These requirements form the foundation for pursuing compensation after an accident with an uninsured driver.
Common Accident Scenarios
Through our years of handling uninsured motorist cases in Rochester and Bloomington, we have seen various situations that require specialized legal attention. Each scenario presents unique challenges in pursuing compensation:
- Hit-and-run accidents where the at-fault driver flees the scene
- Collisions with drivers who let their insurance lapse
- Accidents involving out-of-state drivers with inadequate coverage
- Cases where multiple injured parties exceed available insurance limits
Our legal team develops focused strategies for each situation to maximize available coverage for our clients.
Your Rights After A Motor Vehicle Accident
As an accident victim in Minnesota, you have important rights when dealing with uninsured motorist claims. You may seek compensation for medical costs, lost wages, pain and suffering, and other damages through your own insurance policy. Time limits apply to these claims, making prompt action vital to protecting your rights.
Contact Our Minnesota Accident Attorneys
For assistance in Rochester, call 507-218-2392. For our Bloomington office, call 952-209-9978. You can also reach us through our online form to schedule a free consultation. Let us show you how we can help after an accident with an uninsured driver.